Civil liability insurance.
for any damage you may have caused
In France, everyone who takes to the road is subject to civil liability laws, including cyclists. Therefore, if you're involved in a bike accident and found liable, you may be required to pay compensation to a third party. This covers any property damage or bodily injuries caused. These charges can be covered by general liability insurance, most commonly taken out for a home or car, as it often includes cover for leisure activities that include cycling. Civil liability insurance is therefore not compulsory, but it is strongly recommended if you want to ride with total peace of mind.
Although civil liability insurance is not specifically designed for cyclists, it can be applied in the event of an accident. It generally covers damage you may cause to others as a road user, whether you're cycling, walking or driving. It's important to check the details of your liability insurance and confirm that you're covered as a cyclist.
for better protection
Accidents can result in serious bodily injuries, as well as considerable medical expenses and, sometimes, even temporary or permanent disability. Accident insurance offers comprehensive financial coverage to help cope with these unexpected costs. It can cover medical expenses, rehabilitation costs, daily benefits for professional incapacity, and even benefits for permanent disability.
One of the key features of personal accident insurance is its ability to be customized to your specific needs as a cyclist. Whether you're a part-time cyclist or a bike expert, tailor your policy to suit your unique needs. This includes specific benefits related to cycling, such as coverage for accidents that occur during competitions, long-distance rides or commutes.
to protect your bike
High calibre bikes represent a considerable investment, and this is what makes them attractive to thieves. Currently, more than 400,000 bikes are stolen each year in France! Bike theft insurance offers peace of mind. You can park it in any location, at any time, safe in the knowledge that should it go missing, you have a financial safety net that helps you replace your stolen property with ease.
Good news: your MINI E-Bike 1 is guaranteed against theft for up to two years after purchase. No subscription required as your MINI E-Bike 1 is insured against theft as soon as you receive it. If a stolen bike isn't found within 12 days, we'll provide a replacement in the same - or better - condition.
Insuring your bike against theft is another expression of our commitment to sustainable mobility. You can get straight back on your bike and continue with an environmentally-friendly way of travel. Together, let's help to reduce traffic congestion and carbon emissions.